Gold Loan

Gold loan is that one facility that which helps you to out run those short-lived cash deficits. When life's uncertainties pull you along, and you have nowhere to go, you should turn to the right door to entrust your hard-earned valuables and secure the maximum loan against it.. We at Ernad Nidhi Limited, provide Gold Loans to our members who possess gold jewellery but could not access formal credit within a reasonable time, or to whom credit may not be available at all to meet unanticipated or other short-term liquidity requirements. We process loan against gold ornaments instantly and offer maximum value for your gold ornaments. Walk-in to our office and enjoy the benefits of our flexible gold loan schemes

Safety of Gold Ornaments

We guarantee you that your precious gold ornaments will be in our safe hands in our branches. Modern electronic surveillance technology and strict security measures are deployed to protect your precious gold ornaments. The pledged gold ornaments are also insured for full value.

Features at a Glance

• Highest gram rate in the industry with LTV of Upto 80% of Gold Value
• Instant Loan with minimal documentation with fast credit to your bank account
• Interest starting from as low as 12%
• Interest applicable only for availed days with no minimum period
• Customized and easy repayment schemes for your needs
• Guaranteed security of Gold Ornaments

(* Interest amount is subject to TDS as per provisions of Sec 194 A of the Income Tax Act 1961)